Establishes a 10-year pilot mortgage program for working-class families (married under $100K, single under $50K) with no credit checks and income-based buying power. Offers 30-year loans at 3.75% or 40-year options at 3.25%, administered through local banks. All loans are capped at 1% to the federal government, the rest to lenders.
Mandates banks to accept VA loans based on income alone, not credit, with a fixed max APR of 3.5%. Denial of VA eligibility is illegal if the buyer qualifies by service. Restores honor and fairness to veteran housing.
Declares that mineral and water rights are non-severable from land ownership. If it’s under your land, it belongs to you—period. Ends predatory contracts that strip landowners of what’s naturally theirs.
Creates a National Water Service under the BLM and Army Corps of Engineers to manage all surface water access and distribution. Prioritizes farmers, families, and counties. Offers well-tax breaks and guarantees a 72-hour response to water access issues. Profits are returned to the county of origin.
Restores your right to build freely on your own land, including multi-generational family compounds. Encourages returning senior care to families and allows for hunting and homesteading on private property without permits. Offers national blueprint resources to help families build safe and sustainable homes.
Website Paid for by Brian Sprague for Congress
